PHONE: (330) 745-8897     TOLL FREE: (888) 745-8897

OVERDRAFT TRANSFER

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An Easy to Erase Mistake with Overdraft Transfer
With Overdraft Transfer for Checking Accounts, this service prevents a check from bouncing by transferring money from your Share Savings Account into your Checking Account if you have sufficient funds to cover the transaction.  Here’s what you need to know about Overdraft Transfer:
  • It’s a complimentary, automatic service for New Horizon FCU members who have both a Checking Account and a Share Savings Account* with us.
  • If, for any reason, your Checking Account has insufficient funds to pay for an item, this service automatically transfers funds from your Share Savings Account to your Checking Account to cover the transaction.
  • No fees are assessed when this service is activated. There are no transaction fees, no non-sufficient fund (NSF) fees, and no overdraft fees.
  • Most transaction types are covered, including checks/drafts, ACH transactions (automatic preauthorized transactions, such as bill pay).
  • It covers a maximum of 6 transactions per month, per federal regulations.
  • Members who opt-out of this service are required to pay any and all fees associated with insufficient funds in their checking accounts.

Call us at 330-745-8897 if you have any questions.

*With additional authorization, this service can also link two Share Checking Accounts owned by the same account owner.
Contact us for enrollment details.

180 Second St. SW, Barberton, OH 44203
Phone: (330) 745-8897 | Toll Free (888) 745-8897
Fax: (330) 745-8055 | Touch Tone Teller: (888) 229-0246
Lobby Hours: M-F: 9AM-5PM
Drive-Thru: M-W: 9AM-5PM
T: 7:30AM-5PM F: 9AM-6PM
S: 9AM-12PM
Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 330-745-8897 for assistance. Products and services available on this website are available at our office located at 180 2nd St. SW, Barberton, Ohio 44203.
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